This website is predominantly designed for use by Australian residents. Therefore, some products referred to in this site may be inappropriate for overseas residents. Please contact us via email or phone to discuss your needs should you not be an Australian resident. The information on this site is for general information purposes only and you should seek advice from us to determine which products and services are most appropriate for your needs. We take our responsibilities to you seriously and will work closely with you to ensure you attain the best outcome. Although we take all reasonable care in providing you with accurate information on this website, subsequent changes in circumstances may occur from time to time that may impact on the accuracy of the information.